04085 ZIP Code — Steep Falls, ME

Cumberland County, Maine

ZIP code 04085 is located in Steep Falls, Maine, within Cumberland County. It covers approximately 15.18 square miles and serves a population of 3,107 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04085

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $249,900. Owner-occupancy is high at 87%, well above the national average.

Median household income is $94,318. SNAP benefit usage at 23% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Overall, ZIP code 04085 reflects a community defined by high homeownership and elevated reliance on food assistance.

3,107

population

15.18

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04085 ZIP code map

Cities in ZIP code 04085

Below are the cities the US Postal Service accepts for ZIP code 04085. Using any city not on this list may result in mail delivery delays.

City	Status
Steep Falls	Preferred

Nearby ZIP codes

04084 Standish (3.6 mi) 04049 Limington (4.7 mi) 04024 East Baldwin (5.4 mi) 04091 West Baldwin (7.3 mi) 04038 Gorham (8.7 mi) 04029 Sebago (9 mi) 04042 Hollis Center (9.2 mi) 04020 Cornish (9.2 mi) 04048 Limerick (9.4 mi) 04093 Buxton (10 mi) 04061 North Waterboro (10.7 mi) 04062 Windham (11 mi)

Demographics updated 05/2026

Population
Total population	3,107
Population density	205 / sq mi
State FIPS	23
County FIPS	005

Geography
Land area	15.18 sq mi
Water area	0.32 sq mi
Latitude	43.7637
Longitude	-70.6232
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	21.5%	32.3%	42.3%
$50k – $100k	34.0%	31.4%	32.3%
$100k – $200k	38.6%	27.4%	20.6%
Over $200k	5.9%	8.9%	4.9%

Demographics & statistics

3,107

Population

205

People per sq mi

41.5

Median age

$94,318

Median household income

$30,975

Per capita income

$249,900

Median home value

$1,564

Median monthly rent

87.1%

Home ownership

10.2%

Poverty rate

0.0%

Unemployment

951

Housing units

23.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

141

5–9

191

130

10–14

175

150

15–19

202

20–24

25–34

110

165

35–44

223

222

45–54

300

129

55–59

175

138

60–64

187

107

65–74

144

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	933	30.0%
18 and over	2,174	70.0%
65 and over	268	8.6%
Median age	41.5 years

Race & ethnicity

White 98.1%

Two or more races 1.9%

Group	Count	%
White	3,049	98.1%
Two or more races	58	1.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	21.5%	32.3%	42.3%
$50k – $100k	34.0%	31.4%	32.3%
$100k – $200k	38.6%	27.4%	20.6%
Over $200k	5.9%	8.9%	4.9%

$15k–$25k 8.8%

$25k–$35k 14.7%

$35k–$50k 3.9%

$50k–$75k 4.3%

$75k–$100k 19.1%

$100k–$150k 39.0%

$150k–$200k 7.6%

$200k+ 2.5%

Range	% of households
$15k–$25k	8.8%
$25k–$35k	14.7%
$35k–$50k	3.9%
$50k–$75k	4.3%
$75k–$100k	19.1%
$100k–$150k	39.0%
$150k–$200k	7.6%
$200k+	2.5%
Median income	$94,318

Housing

Home values

Under $50k 3.7%

$150k–$200k 7.8%

$200k–$300k 57.8%

$300k–$500k 25.4%

$500k–$1M 5.3%

Housing overview

Metric	Value
Median home value	$249,900
Median rent / month	$1,564
Owner occupied	87.1%
Renter occupied	12.9%
Vacant	7.6%
Single-family detached	90.5%
Large apartment buildings	0.0%
Mobile homes	6.0%
Median rooms	6.4
Avg household size (owned)	2.99

Year built

Era	%
2020 or later	0.0%
2010–2019	5.6%
2000–2009	9.9%
1990–1999	12.6%
1980–1989	20.5%
1970–1979	17.5%
1960–1969	5.6%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	28.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	7.6%
3 bedrooms	61.8%
4 bedrooms	26.3%
5+ bedrooms	4.4%

Vehicles per household

Vehicles	% of households
No vehicle	4.0%
1 vehicle	10.1%
2 vehicles	55.2%
3 or more	30.7%

Heating fuel

Fuel type	%
Electricity	0.9%
Propane / LP gas	26.4%
Fuel oil	62.0%
Wood	10.0%

Households & families

Household type	Count	%
Married-couple family	667	66.8%
Cohabiting couple	76	7.6%
Male householder, no spouse	37	3.7%
Female householder, no spouse	218	21.8%
Households with children under 18	493	49.4%
Households with seniors (65+)	250	25.1%
Average household size	3.11

Marital status

Status	Male	Female
Never married	18.3%	23.5%
Married	60.4%	51.9%
Separated	0.0%	0.0%
Widowed	2.6%	9.3%
Divorced	18.7%	15.3%

Education

Less than 9th grade 0.3%

Some HS, no diploma 6.6%

HS graduate 23.6%

Some college, no degree 38.0%

Associate's degree 8.0%

Bachelor's degree 10.4%

Graduate / professional 13.2%

Metric	%
HS diploma or higher	93.1%
Bachelor's or higher	23.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	28	2.6%
Kindergarten	32	3.0%
Elementary school	521	48.4%
High school	356	33.1%
College / grad school	140	13.0%

Employment

Industry of employment

Education & healthcare 17.4%

Finance & real estate 15.8%

Arts, food & hospitality 12.0%

Construction 9.0%

Retail trade 8.9%

Other services 8.5%

Transportation & utilities 8.3%

Manufacturing 7.3%

Public administration 4.4%

Professional & management 3.2%

Information 3.1%

Wholesale trade 2.0%

Occupation

Category	%
Management, business & arts	35.0%
Service	15.4%
Sales & office	25.4%
Natural resources & construction	9.6%
Production & transportation	14.6%

Employment type

Type	%
Private sector	87.2%
Government	9.2%
Self-employed	3.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.6%
Carpool	8.0%
Public transit	0.0%
Walk	0.0%
Work from home	16.4%
Other means	0.0%
Avg commute (minutes)	32.1

Poverty

All people 10.2%

Under 18 years 15.8%

18 and over 7.8%

Married-couple families 1.6%

Female-led households 29.7%

Income support

Source	% of households
Social Security	29.0%
Retirement income	29.6%
Supplemental Security	5.1%
Cash public assistance	0.0%
Food stamps / SNAP	22.9%

Health indicators

Condition	%
Obesity	28.4%
High blood pressure	27.5%
High cholesterol	28.1%
Diabetes	7.5%
Heart disease	4.9%
Stroke	2.2%
Asthma	10.5%
Arthritis	21.3%
Kidney disease	2.3%
Pulmonary disease	6.4%
Cancer	5.8%

Behavior / access	%
Smoking	15.8%
Binge drinking	17.5%
No physical activity	18.8%
Less than 7 hrs sleep	31.0%
Depression	25.4%
Fair or poor health	10.2%
Poor mental health	14.3%
Poor physical health	8.5%
No health insurance	10.9%
Visited doctor (checkup)	75.6%
Visited dentist	70.8%
Cholesterol screening	89.1%
Teeth loss	11.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	234	10.8%

Disability	%
Any disability	11.7%
Under 18	7.2%
18–64 years	13.7%
65 and over	12.3%

Health insurance coverage

Type	%
Private insurance	77.4%
Public insurance	49.4%
No insurance	2.7%
Uninsured under 19	6.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,081	99.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,074	98.9%
Born in same state	3,074	98.9%
Born in different state	2,502	80.5%
Foreign born	0	0.0%
Naturalized citizen	33	1.1%
Not a US citizen	33	100.0%

Ancestry

Ancestry	Count	%
Italian	826	26.6%
Arab	377	12.1%
French	361	11.6%

Ancestry	Count	%
German	284	9.1%
Irish	44	1.4%

Technology access

Metric	% of households
Computer access	32.1%
Internet access	99.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04085

What city is ZIP code 04085 in?

ZIP code 04085 is primarily assigned to Steep Falls, Maine.

What county is ZIP code 04085 in?

ZIP code 04085 falls within Cumberland County, Maine.

Is ZIP code 04085 mostly owner-occupied?

87% of occupied units in ZIP code 04085 are owner-occupied, well above the national average.

Does ZIP code 04085 have a large veteran population?

11% of civilians in ZIP code 04085 are veterans, above the national average of ~7%.

What is the population of ZIP code 04085?

ZIP code 04085 has an estimated population of 3,107 residents, with a density of 205 people per square mile.

What is the median household income in ZIP code 04085?

The median household income in ZIP code 04085 is $94,318, above the national median of ~$75,000.

What timezone is ZIP code 04085 in?

ZIP code 04085 observes the EST timezone.